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Pay Now with Hokodo

Having Hokodo manage your Pay Now as well as Pay Later offers the best experience to users, as the checkout interface is unified across both products. Furthermore, those merchants only need a single PSP integration. If you choose Hokodo for your Pay Now payments:

  • Payments will settle immediately into a Stripe Connect wallet, which we will configure for you.
  • As would be the case if you had directly integrated Stripe, you will be liable for chargebacks.
  • Our fraud screening algorithms can be deployed. Our fraud engine will protect you using data from across both Pay Now and Pay Later.

In all other regards, the integration and Post-sale processes are the same.

If you would like to enable this, your Customer Success manager can switch it on for you.

Implementation​

Pay Later and Pay Now have much the same implementation.

Wait until the Deferred Payment is accepted​

As with Pay Later, you must not ship the order until the Deferred Payment status becomes accepted. You will be notified of this by webhook. If paying by Bank Transfer, the Deferred Payment status will be pending_payment until we have received and accepted the payment.

Post sale​

As with Pay Later, you Capture an accepted Deferred Payment upon shipping. To refund the buyer, use Refunds.

Payouts​

UK​

In the UK, we do not create Payouts nor PayoutItems for the Pay Now Deferred Payments that are processed via Stripe Connect. This is because you are paid by Stripe Connect rather than by Hokodo. If you have automated reconciliation by implementing our Payouts API, you need to implement the Stripe Connect API for a complete picture of payouts data.

EEA​

In the EEA, Payouts will be created if you are contracting with Hokodo UAB. Please ask your Customer Success Manager for more information.